Attention homeowners in BIRMINGHAM and Jefferson County: Get an Appraisal today!

Check out the top 7 reasons why AL homeowners order from R.E. Browne and Associates LLC:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
To reduce their mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in AL

Own a home in or near BIRMINGHAM, AL and need help deciding the value of it?
Contact R.E. Browne and Associates LLC.

At R.E. Browne and Associates LLC, we understand the unique needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at R.E. Browne and Associates LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.

Appraisals to remove PMI

An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping customers just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenging Jefferson county's assessment of your property

Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from R.E. Browne and Associates LLC is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. R.E. Browne and Associates LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for accuracy, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? R.E. Browne and Associates LLC can help you with that. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.